Fall Listing Season Meets 6.76% Mortgages—East Texas Sellers Should Price for Today

Rates climbed again just as fall seasonality arrives

Freddie Mac’s Primary Mortgage Market Survey archive shows the 30-year fixed at 6.76% and the 15-year at 6.09% for the week ending September 10, 2026—each up 0.05 points from the prior week’s 6.71% / 6.04%. That follows 6.66% / 5.98% for the week ending August 27.

Realtor.com’s September 10 rate note called 6.76% the highest 30-year print since June 2025 and flagged the housing backdrop: August pending-sales growth turned negative for the first time since the prior November, and normal seasonal patterns will weigh on activity into fall as well. That is a timing story for East Texas sellers—not a promise that every house sits, and not a replay of last week’s price-cut deep dive.

What that means in Lufkin, Livingston, Nacogdoches, Huntsville, and Conroe

Buyers who are still writing offers are payment-sensitive. A list price that assumed a softer rate tape in late summer can look heavy once fall inventory and school calendars slow showings. Waiting solely for a friendlier mortgage headline while the house accumulates days on market can cost more than the basis points you hoped for.

OnTheMarketTexas helps East Texas homeowners get a free, no-obligation look at what a home could sell for based on local activity. A local specialist reviews the request. That is an estimate conversation, not an appraisal and not a promise you will list.

Price to closed comps and current competition, not to last spring’s peak ask.

If you must test a high ask, give it a short clock. A stale listing becomes next month’s reduction candidate.

Do not treat the next FOMC week as a listing plan by itself. Realtor.com’s note already put fall seasonality on the calendar while rates sit near a multi-month high.

Takeaway: The 30-year is back at 6.76% just as fall slows housing activity. East Texas sellers should set the ask to today’s buyers—then check a local estimate before the house becomes another long-DOM listing.

Talk through your East Texas plans